생활속 재무요인 분석(영문)

생활속 재무요인 분석(영문)

생활속 재무요인 분석(영문).pptx

목차 1.Student loan 2.Tobacco 3.Cancer 4.Stock market research 본문 The Actual Total Borrowed Money = 20,681,010 won The Total Money I Have to Pay = 36,327,682 won The outcome (217,165,875 won) is if you smoke 20 cigars per day. How about if you smoke 15 cigars in a day? It’s very simple. 217,165,875 / 20 = 10,858,293.75 (Smoking 1 cigar per day during 60 years) 10,858,293.75 x 15 = 162,874,406.25 (Smoking 15 cigar per day during 60 years) Cancer Insurance If you get cancer we provide 50,000,000 won Andevery year payment amount 400,000 won At 80 years old No join cancer insurance You saving bank deposit monthly 40,000 won interest rate at 5 %ordinary annuity at 80 years old 본문내용 n Amortization There are 2 kinds of student loan Equal principal payments After employment Tuition Reimbursement Equal principal payments ● 2007-02-07 ~ 2025-02-07 (Grade 1-1) PMT : 3,324,150 won, I = 6.59% -The repayment period is 10 years during 18 years-loan term ● 2007-08-07 ~ 2022-08-07 (Grade 1-2) PMT : 3,479,430 won, I = 6.66% -The repayment period is 10 years during 15 years-loan term ●